What's the difference b/w health care plans? - difference b/w ppo and dmo
In view to buy an individual plan of care and can not say what is the difference between the PPO and HMO?? I'm looking for one of the Aetna is an HMO, but I am confused.
Thursday, January 28, 2010
Difference B/w Ppo And Dmo What's The Difference B/w Health Care Plans?
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HMO will be eliminated completely traditional fee for medical services, in which doctors paid to visit the patient. Instead, the physician shares the responsibility for a fixed number of selected patients in a health plan and take the doctor is paid a fixed monthly fee for each patient from their list if the physician the patient does not see the reality of this month or. This is to be paid as a "head-plan and a typical figure would head 8 U.S. dollars per patient per month. So if a doctor agrees on 500 patients with a plan to take, it is $ 4000 per month flat, but never to face the people throughout the month. HMOs were originally designed to give physicians an incentive to keep their energies on patient and concentrate on (as if it already), so that patients who need expensive medical care less frequently.
and
PPO
Physicians contract with an insurance company to a reduction of tariffs and services agreed to accept referred by their physicians also bill patients about the difference betwein its normal price, and pays the insurance. The insurance company then markets its group (or "Committee") by physicians for major employers to health care at lower costs for the employer to provide compensation for traditional health insurance.
Since the doctors who get into these programs, fees (if lower) every time she is a patient, their natural inclination to encourage patients to come into the office to determine whether to call any medical problems. Thus, PPO is like insurance benefits, because there is no incentive for doctors to actually see and examine patients in person.
The "hook" hidden in the system seems simple, if the majority of physicians in a community to provide services at reduced prices for a range of insurance required
in general are bad ...
Disclaimer (best)
This form of "traditional" health insurance that works well until the major insuranceNIS has to be started to take control of the system of health care in recent years carried out. Doctors charge for the patient or the insurance for the current expenditures
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