Ira Vs Cd Traditional IRA CD Vs. Annuity?

Traditional IRA CD vs. annuity? - ira vs cd

My traditional IRA CD maturing this week, and I pressed the bank to invest in a bond account of a major insurance company. This account is not insured by the FDIC, but it is 100% sure of Transamerica Financial Life Insurance Co. The difference is the interest rate. The interest of the traditional IRA is currently 3.3% over 3 years, based on insurance and IRA-CD is 3.55% for 5 years. If I want to be sure these funds are absolutely sure that, as I should? What degree of confidence that the pension? Thank you!